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Average Salary in Singapore — Complete Salary Guide

A complete, sourced guide to salaries, taxes, and cost of living in Singapore — built for job seekers, professionals, students, expats, employers, and researchers comparing pay across 500+ professions and 15 industries.

Last Updated: July 2026
Population
~5.9 million
Currency
Singapore Dollar (SGD, S$)
Official Language
English, Malay, Mandarin & Tamil (4 official languages)
Capital
Singapore (city-state)
Avg. Monthly Salary
$5,900
Avg. Annual Salary
$70,800
Standard Working Hours
44 hrs/week (statutory maximum)
Minimum Wage
No general statutory minimum wage; sector-specific Progressive Wage Model sets minimum pay in select industries

Figures above are illustrative national averages — see Methodology for how they're calculated.

Salary Overview By Profession By Industry Highest Paying Jobs Cost of Living Tax System Take-Home Pay Housing Healthcare Education Transportation Work Culture Visa & Employment Best Cities Advantages & Challenges FAQ Data Sources

Salary Overview

Singapore is one of the world's leading financial and business hubs, with particularly strong salaries in finance, technology, and professional services. As a city-state, there is no regional salary variation the way there is in larger countries — pay differences are driven almost entirely by industry, seniority, and whether a role is local or regional/international in scope.

Singapore combines high salaries with relatively low personal income tax rates by global standards, though housing (particularly private property) is among the most expensive in Asia.

All figures on this page are shown in USD for cross-country comparison and represent national average estimates. Actual pay depends heavily on industry, seniority, and residency/citizenship status, which affects some benefits.

Salary by Profession

Average salary across 44 common professions in Singapore, spanning every major industry. Search to filter by profession or industry.
ProfessionIndustryAvg. MonthlyAvg. AnnualTypical Range
Software Engineer Technology $9,350 $112,200 $80,800 – $173,900
Data Scientist Technology $9,750 $117,000 $84,200 – $181,400
Product Manager Technology $10,600 $127,200 $91,600 – $197,200
Web Developer Technology $7,100 $85,200 $61,300 – $132,100
IT Support Specialist Technology $4,700 $56,400 $40,600 – $87,400
Registered Nurse Healthcare $6,600 $79,200 $57,000 – $122,800
Physician (General) Healthcare $18,600 $223,200 $160,700 – $346,000
Dentist Healthcare $14,900 $178,800 $128,700 – $277,100
Pharmacist Healthcare $11,000 $132,000 $95,000 – $204,600
Physical Therapist Healthcare $8,050 $96,600 $69,600 – $149,700
Civil Engineer Engineering $7,650 $91,800 $66,100 – $142,300
Mechanical Engineer Engineering $7,850 $94,200 $67,800 – $146,000
Electrical Engineer Engineering $8,450 $101,400 $73,000 – $157,200
Electrician Construction $5,500 $66,000 $47,500 – $102,300
Plumber Construction $5,300 $63,600 $45,800 – $98,600
Construction Worker Construction $3,850 $46,200 $33,300 – $71,600
Architect Construction $7,300 $87,600 $63,100 – $135,800
Teacher (K-12) Education $4,900 $58,800 $42,300 – $91,100
University Professor Education $7,650 $91,800 $66,100 – $142,300
School Administrator Education $6,900 $82,800 $59,600 – $128,300
Retail Sales Associate Retail $2,850 $34,200 $24,600 – $53,000
Retail Store Manager Retail $4,700 $56,400 $40,600 – $87,400
Chef Hospitality $4,500 $54,000 $38,900 – $83,700
Waiter / Waitress Hospitality $2,650 $31,800 $22,900 – $49,300
Hotel Manager Hospitality $5,500 $66,000 $47,500 – $102,300
Factory Worker Manufacturing $3,450 $41,400 $29,800 – $64,200
Production Manager Manufacturing $7,200 $86,400 $62,200 – $133,900
Government Administrator Government $5,600 $67,200 $48,400 – $104,200
Police Officer Government $5,400 $64,800 $46,700 – $100,400
Truck Driver Transportation $4,350 $52,200 $37,600 – $80,900
Logistics Manager Transportation $7,000 $84,000 $60,500 – $130,200
Marketing Manager Marketing $8,450 $101,400 $73,000 – $157,200
Digital Marketing Specialist Marketing $5,500 $66,000 $47,500 – $102,300
Corporate Lawyer Legal $13,100 $157,200 $113,200 – $243,700
Paralegal Legal $4,900 $58,800 $42,300 – $91,100
Sales Representative Sales $5,100 $61,200 $44,100 – $94,900
Account Executive Sales $7,000 $84,000 $60,500 – $130,200
Customer Service Representative Customer Service $3,350 $40,200 $28,900 – $62,300
Call Center Manager Customer Service $5,800 $69,600 $50,100 – $107,900
Accountant Finance $6,300 $75,600 $54,400 – $117,200
Financial Analyst Finance $7,450 $89,400 $64,400 – $138,600
Investment Banker Finance $14,400 $172,800 $124,400 – $267,800
HR Manager Various $8,250 $99,000 $71,300 – $153,400
Graphic Designer Various $4,800 $57,600 $41,500 – $89,300

Figures are illustrative national average estimates rounded for readability, not exact statistical values. See Methodology for how these are calculated.

Salary by Industry

Broad annual salary ranges across major industries in Singapore, reflecting the gap between entry-level and senior roles within each field.
Technology
$55,900 – $183,100
Annual salary range
Finance
$52,900 – $305,200
Annual salary range
Healthcare
$59,000 – $305,200
Annual salary range
Engineering
$66,100 – $137,300
Annual salary range
Construction
$34,600 – $122,100
Annual salary range
Education
$42,700 – $152,600
Annual salary range
Retail
$28,500 – $76,300
Annual salary range
Hospitality
$24,400 – $91,600
Annual salary range
Manufacturing
$32,600 – $117,000
Annual salary range
Government
$48,800 – $89,500
Annual salary range
Transportation
$40,700 – $111,900
Annual salary range
Marketing
$48,800 – $142,400
Annual salary range
Legal
$42,700 – $223,800
Annual salary range
Sales
$40,700 – $132,200
Annual salary range
Customer Service
$32,600 – $91,600
Annual salary range

Highest Paying Jobs in Singapore

The top-paying professions among those tracked on this page, ranked by average annual salary.
01
Physician (General)
$223,200/yr
02
Dentist
$178,800/yr
03
Investment Banker
$172,800/yr
04
Corporate Lawyer
$157,200/yr
05
Pharmacist
$132,000/yr
06
Product Manager
$127,200/yr
07
Data Scientist
$117,000/yr
08
Software Engineer
$112,200/yr
09
Electrical Engineer
$101,400/yr
10
Marketing Manager
$101,400/yr

Cost of Living

Illustrative national average monthly costs for a single adult, shown in USD. Private housing and international schooling can run considerably above these averages.
Housing (1BR apartment, avg. rent)
$2,000/mo
Food & Groceries
$400/mo
Utilities (electric, water, cooling)
$150/mo
Internet
$40/mo
Transport (MRT/bus or car — cars are expensive)
$150/mo
Healthcare (Medisave/private top-up)
$120/mo
Schooling (international schools, if applicable)
$1,500/mo
Entertainment & Leisure
$220/mo

Savings Potential

Singapore's relatively low personal income tax and mandatory CPF savings contributions (for citizens/PRs) support strong structural savings, though private housing costs — among the highest in Asia — and, for expatriate families, international schooling fees can absorb a significant share of income.

Tax System

A simplified overview of how income tax works in Singapore. This is general information, not tax advice — consult a qualified tax professional or an official government source for your specific situation.
Income Tax
Singapore uses a progressive personal income tax system with relatively low rates by global standards, generally starting at 0% for the lowest income band and rising to 24% for the highest earners, administered by the Inland Revenue Authority of Singapore (IRAS).
CPF (Central Provident Fund)
Singapore citizens and Permanent Residents contribute a significant percentage of salary to the CPF, a mandatory savings scheme covering retirement, healthcare (Medisave), and housing, matched by an employer contribution. Foreign employees on standard work passes generally do not contribute to CPF.
No Capital Gains or Inheritance Tax
Singapore does not levy capital gains tax or inheritance/estate tax, which is a distinctive feature of its tax system relative to many other developed economies, though this does not directly affect standard salary income.
Important Notes
CPF contribution rates vary by age band and residency status — foreign employees on Employment Passes typically do not contribute to CPF, which is an important difference from citizens/PRs when comparing 'take-home' pay between groups.

Take-Home Pay Example

Illustrative examples only — not a calculator. Your actual take-home pay depends on your specific circumstances and location within Singapore.
$40,000/yr gross
$37,500
Illustrative take-home/yr · ~6% effective tax
$65,000/yr gross
$58,500
Illustrative take-home/yr · ~10% effective tax
$100,000/yr gross
$85,500
Illustrative take-home/yr · ~14.5% effective tax
$170,000/yr gross
$138,500
Illustrative take-home/yr · ~18.5% effective tax

Housing

Renting

National average asking rent for a one-bedroom private condominium apartment is roughly $1,800–$2,300/month; HDB public housing rentals (where eligible) are considerably lower, often $1,000–$1,500/month for a comparable unit.

Buying

Public housing (HDB flats) — where the large majority of citizens and PRs live — is considerably more affordable than private property, which is among the most expensive in Asia, with prime private condominiums often exceeding $1,500 USD per square foot.

Best Affordable Cities for Housing

Public HDB estates in mature but non-central towns (such as Woodlands, Jurong West, or Sengkang) offer significantly lower housing costs than private condominiums in the central districts, for those eligible to rent or buy HDB housing.

Healthcare

How It Works

Singapore uses a hybrid healthcare financing system combining mandatory Medisave savings (part of CPF), government subsidies at public hospitals, and optional private insurance (MediShield Life is a baseline national scheme, with Integrated Shield Plans as popular top-ups).

Public vs. Private

Public (restructured) hospitals offer subsidized care for citizens and PRs, with subsidy levels depending on ward class chosen. Private hospitals and specialists are widely used by those with adequate insurance coverage, including many expatriates via employer-provided plans.

Typical Costs

Costs vary significantly by ward class and whether treatment is public or private. Medisave and MediShield Life significantly offset costs for citizens and PRs; expatriates typically rely on employer-provided or personal private insurance.

Education

Schools

Public school education is heavily subsidized for citizens and, at a higher fee tier, for Permanent Residents and some international students, and is widely regarded as one of the strongest systems globally by international assessment rankings. Expatriate families on work passes commonly use private international schools instead.

Universities

Local public university tuition (e.g. NUS, NTU) is subsidized for citizens and PRs and considerably higher for international students, though still often more affordable than comparable Western institutions; Singapore is also a significant regional hub for branch campuses of international universities.

Transportation

Public Transport

Singapore has one of the most extensive and efficient public transport systems in the world (MRT and bus network), making car ownership genuinely optional for most residents, unlike in most other countries on this site.

Driving & Fuel

Car ownership is deliberately made expensive through a Certificate of Entitlement (COE) system designed to limit the number of vehicles on the road — as a result, a private car is a significant luxury expense rather than a routine cost for most residents.

Work Culture

Working Hours & Vacation

The statutory maximum working week is 44 hours. Statutory paid annual leave starts at 7 days per year for employees under the Employment Act, rising with tenure, though many private-sector employers offer considerably more (commonly 14–21 days) as a competitive benefit.

Remote Work & Benefits

Hybrid work is common in finance, technology, and professional services. Typical benefits include employer CPF contributions (for citizens/PRs), health insurance (particularly for foreign employees), and paid annual leave often above the statutory minimum.

Visa & Employment

Foreign nationals generally require a work pass to work in Singapore, most commonly the Employment Pass for professionals meeting a minimum salary threshold, or the S Pass for mid-skilled roles, both requiring employer sponsorship.

This is general information, not legal advice. For current, authoritative requirements, consult the Ministry of Manpower (MOM) official work pass portal, or a licensed relocation/immigration adviser.

Best Cities to Work In

A qualitative comparison of relative salary levels and cost of living — not precise rankings — for a handful of notable job markets in Singapore.
Central Business District
Relative Salary LevelHigh
Relative Cost of LivingHigh
Singapore's financial and corporate heart, home to major banks, law firms, and multinational headquarters.
One-North / Buona Vista
Relative Salary LevelHigh
Relative Cost of LivingMedium-High
A major hub for biotech, media, and technology companies with a more suburban feel than the CBD.
Jurong Innovation District
Relative Salary LevelMedium-High
Relative Cost of LivingMedium
A growing advanced manufacturing and innovation hub with a lower cost of living than central areas.
Punggol Digital District
Relative Salary LevelMedium-High
Relative Cost of LivingMedium
A newer, purpose-built tech and cybersecurity hub in the northeast of the island.

Advantages & Challenges

Advantages

  • Relatively low personal income tax by global standards, combined with high salaries
  • World-class public transport makes car ownership genuinely optional
  • Highly efficient, safe, and business-friendly environment as a global finance and trade hub
  • Strong healthcare and education systems by international standards
  • Strategic gateway location for regional Southeast Asian business

Challenges

  • Private housing costs are among the highest in Asia relative to space
  • Car ownership is deliberately made very expensive through the COE system
  • International schooling fees for expatriate families can be a very significant cost
  • Small geographic size means less variation in cost of living to 'trade down' to within the country
  • Highly competitive job market for top roles given Singapore's status as a regional hub

Frequently Asked Questions

Based on the figures shown on this page, the average salary in Singapore is approximately $5,900 per month, or around $70,800 per year, though this varies significantly by industry and seniority.

Given Singapore's high cost of living, particularly housing, a salary meaningfully above the national average is generally needed to live comfortably in private housing, while HDB public housing residents can manage on more moderate salaries.

There is no general statutory minimum wage. Instead, Singapore uses a sector-specific Progressive Wage Model that sets minimum pay ladders for certain lower-wage industries like cleaning, security, and landscaping.

Singapore's personal income tax is progressive but relatively low by global standards, from 0% to 24% — see the Tax System section above. There is no capital gains or inheritance tax.

CPF (Central Provident Fund) is a mandatory savings scheme for citizens and Permanent Residents covering retirement, healthcare, and housing. Most foreign employees on standard work passes do not contribute to CPF.

Yes, particularly for private housing and car ownership, both intentionally priced at a premium. However, public (HDB) housing and Singapore's efficient public transport make a comfortable lifestyle achievable without a car or private condominium.

Healthcare is not free but is subsidized for citizens and PRs at public hospitals, supported by mandatory Medisave savings and the MediShield Life national insurance scheme; many residents also carry supplemental private insurance.

The statutory minimum starts at 7 days per year under the Employment Act, rising with tenure, though many private-sector employers offer 14–21 days as a standard benefit.

Technology roles on this page range from around $56,000/year for entry-level IT support roles to over $127,000/year for experienced product managers, among the highest in Asia.

Yes — foreign nationals generally need an employer-sponsored work pass, most commonly the Employment Pass or S Pass depending on the role and salary level. See our Visa & Employment section for where to find official guidance.

Gross salary is before deductions. For citizens/PRs, take-home pay reflects income tax and CPF contributions; for most foreign employees on work passes, it mainly reflects income tax alone, since CPF generally doesn't apply.

No — many Singapore employers pay an annual bonus (sometimes referred to as the '13th month' payment or Annual Wage Supplement), which is not included in the base salary figures on this page.

Data on this page is reviewed and updated manually on a regular cycle rather than pulled from a live feed. See the "Last Updated" note near the top of this page.

Figures are informed by categories of public sources such as government labour statistics, tax authority publications, and independent compensation surveys. See our Data Sources section below.

Yes — use the Compare tool on the Global Salary Atlas homepage to compare salary, tax, and cost of living between Singapore and any other country in our database.

Data Sources

Figures on this page are informed by categories of public sources, including government labour statistics, national tax authority publications, public statistical agencies, and — where relevant for broader economic context — international organizations. These are named here as examples of the type of source we draw on, not as a claim of live or automated data access.

This page is manually reviewed and updated rather than fed by a real-time data feed. See the "Last Updated" note near the top of this page, and our full Data Sources and Methodology pages for more detail on how figures across Global Salary Atlas are sourced and verified.

Spotted a figure that looks outdated? Let us know — corrections are reviewed and applied on our regular update cycle.